Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$378,576$378,576$432,000
Remaining term (yrs)26.726.730.0
Secondary amount$0$53,424$0
Funding fee$0$0$0
Note rate6.790%6.790%7.400%
Blended rate7.340%7.545%7.640%
1st payment$2,557.85$2,557.85$2,991.08
2nd payment$0.00$400.68$0.00
Taxes / mo$529.33$529.33$529.33
Insurance / mo$166.67$166.67$166.67
MI / mo$180.01$180.01$86.40
HOA / mo$0.00$0.00$0.00
Total monthly$3,433.87$3,834.55$3,773.48
Cash to close$101,424$48,000$48,000