Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$343,662	$328,500
Remaining term (yrs)	29.4	30.0
Secondary amount	$0	$0
Funding fee	$1,718	$0
Note rate	6.160%	7.400%
Blended rate	6.160%	7.640%
1st payment	$2,108.28	$2,274.47
2nd payment	$0.00	$0.00
Taxes / mo	$304.17	$304.17
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$65.70
HOA / mo	$25.00	$25.00
Total monthly	$2,587.45	$2,819.33
Cash to close	$21,338	$36,500