Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$283,266$283,266$418,500
Remaining term (yrs)23.123.130.0
Secondary amount$0$135,234$0
Funding fee$0$0$0
Note rate3.640%3.640%7.400%
Blended rate4.490%5.624%7.640%
1st payment$1,506.25$1,506.25$2,897.61
2nd payment$0.00$901.56$0.00
Taxes / mo$387.50$387.50$387.50
Insurance / mo$166.67$166.67$166.67
MI / mo$233.52$233.52$83.70
HOA / mo$540.00$540.00$540.00
Total monthly$2,833.93$3,735.49$4,075.48
Cash to close$181,734$46,500$46,500