Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$250,027$250,027$260,910
Remaining term (yrs)25.725.730.0
Secondary amount$0$25,378$0
Funding fee$0$0$0
Note rate5.230%5.230%7.400%
Blended rate6.080%6.614%7.640%
1st payment$1,472.01$1,472.01$1,806.49
2nd payment$0.00$251.13$0.00
Taxes / mo$277.42$277.42$277.42
Insurance / mo$150.00$150.00$150.00
MI / mo$189.25$189.25$52.18
HOA / mo$357.00$357.00$357.00
Total monthly$2,445.68$2,696.81$2,643.09
Cash to close$39,873$14,495$28,990