Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$127,624	$127,624	$251,100
Remaining term (yrs)	22.0	22.0	30.0
Secondary amount	$0	$123,476	$0
Funding fee	$0	$0	$0
Note rate	4.600%	4.600%	7.400%
Blended rate	5.450%	6.704%	7.640%
1st payment	$766.11	$766.11	$1,738.57
2nd payment	$0.00	$823.18	$0.00
Taxes / mo	$235.58	$235.58	$235.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$105.86	$105.86	$50.22
HOA / mo	$29.17	$29.17	$29.17
Total monthly	$1,286.72	$2,109.90	$2,203.54
Cash to close	$151,376	$27,900	$27,900