Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$347,856$347,856$539,100
Remaining term (yrs)22.922.930.0
Secondary amount$0$191,244$0
Funding fee$1,739$1,739$0
Note rate3.600%3.600%7.400%
Blended rate3.600%5.161%7.640%
1st payment$1,855.11$1,855.11$3,732.62
2nd payment$0.00$1,274.96$0.00
Taxes / mo$457.08$457.08$457.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.82
HOA / mo$48.00$48.00$48.00
Total monthly$2,526.86$3,801.82$4,512.19
Cash to close$251,144$59,900$59,900