Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$218,249	$218,249	$359,999
Remaining term (yrs)	22.6	22.6	30.0
Secondary amount	$0	$141,750	$0
Funding fee	$0	$0	$0
Note rate	4.120%	4.120%	7.400%
Blended rate	4.970%	6.163%	7.640%
1st payment	$1,233.07	$1,233.07	$2,492.56
2nd payment	$0.00	$945.00	$0.00
Taxes / mo	$156.83	$156.83	$156.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$180.33	$180.33	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,720.23	$2,665.23	$2,871.39
Cash to close	$181,750	$40,000	$40,000