Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$264,095$264,095$323,910
Remaining term (yrs)25.425.430.0
Secondary amount$0$59,815$0
Funding fee$1,320$1,320$0
Note rate3.920%3.920%7.400%
Blended rate3.920%4.858%7.640%
1st payment$1,366.40$1,366.40$2,242.69
2nd payment$0.00$448.61$0.00
Taxes / mo$145.42$145.42$145.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.78
HOA / mo$0.00$0.00$0.00
Total monthly$1,661.82$2,110.43$2,602.89
Cash to close$95,805$35,990$35,990