Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$530,403	$477,000
Remaining term (yrs)	27.0	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	7.760%	7.400%
Blended rate	8.310%	7.640%
1st payment	$3,907.83	$3,302.65
2nd payment	$0.00	$0.00
Taxes / mo	$736.00	$736.00
Insurance / mo	$166.67	$166.67
MI / mo	$249.77	$95.40
HOA / mo	$0.00	$0.00
Total monthly	$5,060.27	$4,300.72
Cash to close	$0	$53,000