Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$100,741	$104,580
Remaining term (yrs)	27.9	30.0
Secondary amount	$0	$0
Funding fee	$504	$0
Note rate	6.780%	7.400%
Blended rate	6.780%	7.640%
1st payment	$670.11	$724.09
2nd payment	$0.00	$0.00
Taxes / mo	$187.92	$187.92
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$20.92
HOA / mo	$600.00	$600.00
Total monthly	$1,608.03	$1,682.92
Cash to close	$15,459	$11,620