Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$417,474	$417,474	$607,500
Remaining term (yrs)	28.4	28.4	30.0
Secondary amount	$0	$190,026	$0
Funding fee	$2,087	$2,087	$0
Note rate	7.040%	7.040%	7.400%
Blended rate	7.040%	7.340%	7.640%
1st payment	$2,832.28	$2,832.28	$4,206.21
2nd payment	$0.00	$1,266.84	$0.00
Taxes / mo	$562.50	$562.50	$562.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$121.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,561.45	$4,828.29	$5,056.87
Cash to close	$257,526	$67,500	$67,500