Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$182,899	$182,899	$206,910
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$35,506	$0
Funding fee	$0	$0	$0
Note rate	5.250%	5.250%	7.400%
Blended rate	6.100%	7.039%	7.640%
1st payment	$1,078.98	$1,078.98	$1,432.60
2nd payment	$0.00	$351.36	$0.00
Taxes / mo	$162.50	$162.50	$162.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$138.40	$138.40	$41.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,529.88	$1,881.24	$1,786.49
Cash to close	$47,001	$11,495	$22,990