Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$129,068	$129,068	$243,000
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$113,932	$0
Funding fee	$645	$645	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	2.960%	5.323%	7.640%
1st payment	$625.07	$625.07	$1,682.48
2nd payment	$0.00	$759.55	$0.00
Taxes / mo	$124.00	$124.00	$124.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$48.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$899.07	$1,658.62	$2,005.08
Cash to close	$140,932	$27,000	$27,000