Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$136,171	$136,171	$189,000
Remaining term (yrs)	23.8	23.8	30.0
Secondary amount	$0	$52,829	$0
Funding fee	$0	$0	$0
Note rate	3.210%	3.210%	7.400%
Blended rate	4.060%	5.441%	7.640%
1st payment	$680.27	$680.27	$1,308.60
2nd payment	$0.00	$396.22	$0.00
Taxes / mo	$284.92	$284.92	$284.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$111.28	$111.28	$37.80
HOA / mo	$239.00	$239.00	$239.00
Total monthly	$1,465.47	$1,861.69	$2,020.31
Cash to close	$73,829	$21,000	$21,000