Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$166,723	$166,723	$215,910
Remaining term (yrs)	22.5	22.5	30.0
Secondary amount	$0	$49,187	$0
Funding fee	$834	$834	$0
Note rate	4.100%	4.100%	7.400%
Blended rate	4.100%	5.216%	7.640%
1st payment	$942.24	$942.24	$1,494.92
2nd payment	$0.00	$368.90	$0.00
Taxes / mo	$283.83	$283.83	$283.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$43.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,376.07	$1,744.97	$1,971.93
Cash to close	$73,177	$23,990	$23,990