Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$805,166$805,166$1,258,200
Remaining term (yrs)25.025.030.0
Secondary amount$0$453,034$0
Funding fee$4,026$4,026$0
Note rate2.860%2.860%7.400%
Blended rate2.860%4.621%7.640%
1st payment$3,742.76$3,742.76$8,711.52
2nd payment$0.00$2,925.85$0.00
Taxes / mo$698.67$698.67$698.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$251.64
HOA / mo$135.00$135.00$135.00
Total monthly$4,793.10$7,718.94$10,013.50
Cash to close$592,834$139,800$139,800