Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$186,248	$186,248	$382,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$196,252	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	5.960%	7.640%
1st payment	$883.33	$883.33	$2,648.35
2nd payment	$0.00	$1,308.35	$0.00
Taxes / mo	$293.00	$293.00	$293.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$149.17	$149.17	$76.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,475.50	$2,783.84	$3,167.85
Cash to close	$238,752	$42,500	$42,500