Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$134,982	$134,982	$305,991
Remaining term (yrs)	29.6	29.6	30.0
Secondary amount	$0	$171,009	$0
Funding fee	$0	$0	$0
Note rate	6.300%	6.300%	7.400%
Blended rate	6.850%	7.493%	7.640%
1st payment	$837.88	$837.88	$2,118.62
2nd payment	$0.00	$1,140.06	$0.00
Taxes / mo	$150.17	$150.17	$150.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$62.04	$62.04	$61.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,200.09	$2,340.15	$2,479.98
Cash to close	$205,008	$33,999	$33,999