Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$231,551	$231,551	$346,500
Remaining term (yrs)	20.3	20.3	30.0
Secondary amount	$0	$114,949	$0
Funding fee	$1,158	$1,158	$0
Note rate	3.110%	3.110%	7.400%
Blended rate	3.110%	4.732%	7.640%
1st payment	$1,277.88	$1,277.88	$2,399.10
2nd payment	$0.00	$766.33	$0.00
Taxes / mo	$292.58	$292.58	$292.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$69.30
HOA / mo	$370.00	$370.00	$370.00
Total monthly	$2,090.47	$2,856.79	$3,280.98
Cash to close	$153,449	$38,500	$38,500