Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$404,185$404,185$486,000
Remaining term (yrs)26.026.030.0
Secondary amount$0$81,815$0
Funding fee$0$0$0
Note rate5.660%5.660%7.400%
Blended rate6.510%6.929%7.640%
1st payment$2,473.51$2,473.51$3,364.97
2nd payment$0.00$613.61$0.00
Taxes / mo$572.83$572.83$572.83
Insurance / mo$166.67$166.67$166.67
MI / mo$303.20$303.20$97.20
HOA / mo$50.00$50.00$50.00
Total monthly$3,566.21$4,179.82$4,251.67
Cash to close$135,815$54,000$54,000