Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$802,516	$802,516	$967,500
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$164,984	$0
Funding fee	$4,013	$4,013	$0
Note rate	2.770%	2.770%	7.400%
Blended rate	2.770%	3.662%	7.640%
1st payment	$3,710.32	$3,710.32	$6,698.77
2nd payment	$0.00	$1,099.89	$0.00
Taxes / mo	$1,398.83	$1,398.83	$1,398.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$193.50
HOA / mo	$15.83	$15.83	$15.83
Total monthly	$5,341.65	$6,441.54	$8,523.60
Cash to close	$272,484	$107,500	$107,500