Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$44,798	$44,798	$116,910
Remaining term (yrs)	21.1	21.1	30.0
Secondary amount	$0	$72,112	$0
Funding fee	$0	$0	$0
Note rate	4.120%	4.120%	7.400%
Blended rate	4.970%	7.456%	7.640%
1st payment	$263.95	$263.95	$809.46
2nd payment	$0.00	$540.84	$0.00
Taxes / mo	$109.17	$109.17	$109.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$38.60	$38.60	$23.38
HOA / mo	$59.17	$59.17	$59.17
Total monthly	$620.88	$1,161.72	$1,151.18
Cash to close	$85,102	$12,990	$12,990