Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$349,584$349,584$413,999
Remaining term (yrs)25.525.530.0
Secondary amount$0$64,416$0
Funding fee$0$0$0
Note rate4.420%4.420%7.400%
Blended rate5.270%5.850%7.640%
1st payment$1,899.90$1,899.90$2,866.45
2nd payment$0.00$483.12$0.00
Taxes / mo$383.33$383.33$383.33
Insurance / mo$166.67$166.67$166.67
MI / mo$268.11$268.11$82.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,718.01$3,201.13$3,499.25
Cash to close$110,415$46,000$46,000