Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$220,905$220,905$423,000
Remaining term (yrs)23.823.830.0
Secondary amount$0$202,095$0
Funding fee$1,105$1,105$0
Note rate3.070%3.070%7.400%
Blended rate3.070%5.306%7.640%
1st payment$1,087.49$1,087.49$2,928.77
2nd payment$0.00$1,305.20$0.00
Taxes / mo$359.25$359.25$359.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$84.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,613.41$2,918.61$3,539.28
Cash to close$249,095$47,000$47,000