Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$150,025$150,025$170,910
Remaining term (yrs)25.025.030.0
Secondary amount$0$30,380$0
Funding fee$750$750$0
Note rate2.860%2.860%7.400%
Blended rate2.860%4.378%7.640%
1st payment$698.97$698.97$1,183.35
2nd payment$0.00$300.64$0.00
Taxes / mo$158.25$158.25$158.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$34.18
HOA / mo$0.00$0.00$0.00
Total monthly$1,007.22$1,307.85$1,525.78
Cash to close$39,875$9,495$18,990