Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$146,248$146,248$468,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$321,752$0
Funding fee$731$731$0
Note rate3.850%3.850%7.400%
Blended rate3.850%6.531%7.640%
1st payment$748.16$748.16$3,240.34
2nd payment$0.00$2,077.98$0.00
Taxes / mo$316.75$316.75$316.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$93.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,231.58$3,309.56$3,817.35
Cash to close$373,752$52,000$52,000