Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$329,221$329,221$382,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$53,279$0
Funding fee$0$0$0
Note rate3.010%3.010%7.400%
Blended rate3.860%4.576%7.640%
1st payment$1,555.97$1,555.97$2,648.35
2nd payment$0.00$399.59$0.00
Taxes / mo$173.58$173.58$173.58
Insurance / mo$150.00$150.00$150.00
MI / mo$261.08$261.08$76.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,140.64$2,540.23$3,048.44
Cash to close$95,779$42,500$42,500