Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$186,135$186,135$391,500
Remaining term (yrs)19.019.030.0
Secondary amount$0$205,365$0
Funding fee$931$931$0
Note rate3.840%3.840%7.400%
Blended rate3.840%5.891%7.640%
1st payment$1,147.93$1,147.93$2,710.67
2nd payment$0.00$1,326.31$0.00
Taxes / mo$163.17$163.17$163.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$78.30
HOA / mo$26.00$26.00$26.00
Total monthly$1,487.10$2,813.41$3,128.13
Cash to close$248,865$43,500$43,500