Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$89,562	$89,562	$198,000
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$108,438	$0
Funding fee	$448	$448	$0
Note rate	4.230%	4.230%	7.400%
Blended rate	4.230%	6.295%	7.640%
1st payment	$542.30	$542.30	$1,370.91
2nd payment	$0.00	$722.92	$0.00
Taxes / mo	$183.33	$183.33	$183.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$39.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$875.63	$1,598.55	$1,743.85
Cash to close	$130,438	$22,000	$22,000