Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$474,159	$474,159	$620,100
Remaining term (yrs)	26.0	26.0	30.0
Secondary amount	$0	$145,941	$0
Funding fee	$0	$0	$0
Note rate	5.660%	5.660%	7.400%
Blended rate	6.510%	6.861%	7.640%
1st payment	$2,901.74	$2,901.74	$4,293.45
2nd payment	$0.00	$972.94	$0.00
Taxes / mo	$574.17	$574.17	$574.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$355.69	$355.69	$124.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,998.26	$4,971.20	$5,158.30
Cash to close	$214,841	$68,900	$68,900