Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$205,662	$205,662	$359,100
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$153,438	$0
Funding fee	$1,028	$1,028	$0
Note rate	2.970%	2.970%	7.400%
Blended rate	2.970%	5.119%	7.640%
1st payment	$983.19	$983.19	$2,486.34
2nd payment	$0.00	$1,022.92	$0.00
Taxes / mo	$34.58	$34.58	$34.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,167.77	$2,190.69	$2,742.74
Cash to close	$193,338	$39,900	$39,900