Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$291,591
Remaining term (yrs)	29.5	29.5	30.0
Secondary amount	$0	$291,591	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	7.750%	7.640%
1st payment	$0.00	$0.00	$2,018.92
2nd payment	$0.00	$1,883.19	$0.00
Taxes / mo	$36.42	$36.42	$36.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$58.32
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$186.42	$2,069.61	$2,263.65
Cash to close	$323,990	$32,399	$32,399