Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$113,414	$113,414	$225,000
Remaining term (yrs)	18.1	18.1	30.0
Secondary amount	$0	$111,586	$0
Funding fee	$567	$567	$0
Note rate	1.600%	1.600%	7.400%
Blended rate	1.600%	4.774%	7.640%
1st payment	$597.50	$597.50	$1,557.85
2nd payment	$0.00	$743.91	$0.00
Taxes / mo	$467.00	$467.00	$467.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$45.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,214.50	$1,958.40	$2,219.85
Cash to close	$136,586	$25,000	$25,000