Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$553,618$553,618$585,000
Remaining term (yrs)26.526.530.0
Secondary amount$0$31,382$0
Funding fee$0$0$0
Note rate6.320%6.320%7.400%
Blended rate6.870%6.984%7.640%
1st payment$3,587.19$3,587.19$4,050.42
2nd payment$0.00$235.36$0.00
Taxes / mo$541.67$541.67$541.67
Insurance / mo$166.67$166.67$166.67
MI / mo$265.06$265.06$117.00
HOA / mo$69.00$69.00$69.00
Total monthly$4,629.59$4,864.95$4,944.76
Cash to close$96,382$65,000$65,000