Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$142,932	$142,932	$328,500
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$185,568	$0
Funding fee	$715	$715	$0
Note rate	3.230%	3.230%	7.400%
Blended rate	3.230%	5.925%	7.640%
1st payment	$718.88	$718.88	$2,274.47
2nd payment	$0.00	$1,237.12	$0.00
Taxes / mo	$180.83	$180.83	$180.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$65.70
HOA / mo	$132.00	$132.00	$132.00
Total monthly	$1,181.71	$2,418.83	$2,803.00
Cash to close	$222,068	$36,500	$36,500