Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$365,582$365,582$377,999
Remaining term (yrs)27.527.530.0
Secondary amount$0$33,417$0
Funding fee$0$0$0
Note rate6.900%6.900%7.400%
Blended rate7.450%7.821%7.640%
1st payment$2,472.76$2,472.76$2,617.19
2nd payment$0.00$330.69$0.00
Taxes / mo$136.33$136.33$136.33
Insurance / mo$150.00$150.00$150.00
MI / mo$172.08$172.08$75.60
HOA / mo$99.00$99.00$99.00
Total monthly$3,030.18$3,360.86$3,078.12
Cash to close$54,417$21,000$42,000