Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$60,874	$60,874	$161,910
Remaining term (yrs)	13.0	13.0	30.0
Secondary amount	$0	$101,036	$0
Funding fee	$0	$0	$0
Note rate	5.220%	5.220%	7.400%
Blended rate	6.070%	7.274%	7.640%
1st payment	$535.89	$535.89	$1,121.03
2nd payment	$0.00	$673.58	$0.00
Taxes / mo	$121.33	$121.33	$121.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$68.97	$68.97	$32.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$876.20	$1,549.78	$1,424.75
Cash to close	$119,026	$17,990	$17,990