Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$179,432	$179,432	$224,910
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$45,478	$0
Funding fee	$0	$0	$0
Note rate	7.220%	7.220%	7.400%
Blended rate	7.770%	8.019%	7.640%
1st payment	$1,234.50	$1,234.50	$1,557.23
2nd payment	$0.00	$341.09	$0.00
Taxes / mo	$65.67	$65.67	$65.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$83.94	$83.94	$44.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,534.11	$1,875.20	$1,817.88
Cash to close	$70,468	$24,990	$24,990