Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$43,436$43,436$220,500
Remaining term (yrs)8.18.130.0
Secondary amount$0$177,064$0
Funding fee$217$217$0
Note rate5.690%5.690%7.400%
Blended rate5.690%7.545%7.640%
1st payment$550.78$550.78$1,526.70
2nd payment$0.00$1,180.42$0.00
Taxes / mo$204.17$204.17$204.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$44.10
HOA / mo$0.00$0.00$0.00
Total monthly$904.95$2,085.37$1,924.96
Cash to close$201,564$24,500$24,500