Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$159,493	$159,493	$427,500
Remaining term (yrs)	16.4	16.4	30.0
Secondary amount	$0	$268,007	$0
Funding fee	$797	$797	$0
Note rate	3.310%	3.310%	7.400%
Blended rate	3.310%	6.094%	7.640%
1st payment	$1,046.49	$1,046.49	$2,959.92
2nd payment	$0.00	$1,730.88	$0.00
Taxes / mo	$110.50	$110.50	$110.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$85.50
HOA / mo	$33.33	$33.33	$33.33
Total monthly	$1,356.99	$3,087.87	$3,355.92
Cash to close	$315,507	$47,500	$47,500