Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$214,177	$214,177	$495,000
Remaining term (yrs)	18.1	18.1	30.0
Secondary amount	$0	$280,823	$0
Funding fee	$1,071	$1,071	$0
Note rate	3.920%	3.920%	7.400%
Blended rate	3.920%	6.093%	7.640%
1st payment	$1,370.69	$1,370.69	$3,427.28
2nd payment	$0.00	$1,813.65	$0.00
Taxes / mo	$458.33	$458.33	$458.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$99.00
HOA / mo	$296.00	$296.00	$296.00
Total monthly	$2,291.69	$4,105.34	$4,447.28
Cash to close	$335,823	$55,000	$55,000