Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$426,505	$414,000
Remaining term (yrs)	27.4	30.0
Secondary amount	$0	$0
Funding fee	$2,133	$0
Note rate	6.660%	7.400%
Blended rate	6.660%	7.640%
1st payment	$2,821.29	$2,866.45
2nd payment	$0.00	$0.00
Taxes / mo	$350.33	$350.33
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$82.80
HOA / mo	$38.33	$38.33
Total monthly	$3,376.62	$3,504.58
Cash to close	$33,495	$46,000