Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$700,924	$700,924	$719,100
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$58,126	$0
Funding fee	$3,505	$3,505	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	2.960%	3.643%	7.640%
1st payment	$3,324.31	$3,324.31	$4,978.90
2nd payment	$0.00	$575.20	$0.00
Taxes / mo	$665.83	$665.83	$665.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$143.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,206.81	$4,782.01	$6,005.22
Cash to close	$98,076	$39,950	$79,900