Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$377,804$377,804$472,410
Remaining term (yrs)25.525.530.0
Secondary amount$0$94,606$0
Funding fee$0$0$0
Note rate4.720%4.720%7.400%
Blended rate5.570%6.257%7.640%
1st payment$2,118.26$2,118.26$3,270.87
2nd payment$0.00$709.55$0.00
Taxes / mo$625.08$625.08$625.08
Insurance / mo$166.67$166.67$166.67
MI / mo$288.63$288.63$94.48
HOA / mo$0.00$0.00$0.00
Total monthly$3,198.65$3,908.19$4,157.10
Cash to close$147,096$52,490$52,490