Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$287,168	$287,168	$296,910
Remaining term (yrs)	26.5	26.5	30.0
Secondary amount	$0	$26,237	$0
Funding fee	$0	$0	$0
Note rate	6.600%	6.600%	7.400%
Blended rate	7.150%	7.546%	7.640%
1st payment	$1,909.54	$1,909.54	$2,055.74
2nd payment	$0.00	$259.64	$0.00
Taxes / mo	$435.83	$435.83	$435.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$137.04	$137.04	$59.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,632.41	$2,892.05	$2,700.96
Cash to close	$42,732	$16,495	$32,990