Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$341,951	$341,951	$349,200
Remaining term (yrs)	27.9	27.9	30.0
Secondary amount	$0	$26,649	$0
Funding fee	$0	$0	$0
Note rate	6.890%	6.890%	7.400%
Blended rate	7.440%	7.761%	7.640%
1st payment	$2,299.21	$2,299.21	$2,417.79
2nd payment	$0.00	$263.72	$0.00
Taxes / mo	$620.25	$620.25	$620.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$160.17	$160.17	$69.84
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,229.63	$3,493.34	$3,257.88
Cash to close	$46,049	$19,400	$38,800