Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$386,885	$386,885	$391,500
Remaining term (yrs)	27.1	27.1	30.0
Secondary amount	$0	$26,365	$0
Funding fee	$0	$0	$0
Note rate	7.500%	7.500%	7.400%
Blended rate	8.050%	8.294%	7.640%
1st payment	$2,780.52	$2,780.52	$2,710.67
2nd payment	$0.00	$260.90	$0.00
Taxes / mo	$282.50	$282.50	$282.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$182.26	$182.26	$78.30
HOA / mo	$172.00	$172.00	$172.00
Total monthly	$3,567.29	$3,828.19	$3,393.47
Cash to close	$48,115	$21,750	$43,500