Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$434,862$434,862$490,320
Remaining term (yrs)26.226.230.0
Secondary amount$0$55,458$0
Funding fee$2,174$2,174$0
Note rate6.490%6.490%7.400%
Blended rate6.490%6.774%7.640%
1st payment$2,874.72$2,874.72$3,394.88
2nd payment$0.00$415.93$0.00
Taxes / mo$289.83$289.83$289.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.06
HOA / mo$22.00$22.00$22.00
Total monthly$3,353.22$3,769.16$3,971.44
Cash to close$109,938$54,480$54,480