Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$153,538	$153,538	$256,499
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$102,961	$0
Funding fee	$0	$0	$0
Note rate	2.880%	2.880%	7.400%
Blended rate	3.730%	5.444%	7.640%
1st payment	$733.75	$733.75	$1,775.95
2nd payment	$0.00	$686.41	$0.00
Taxes / mo	$445.00	$445.00	$445.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$125.19	$125.19	$51.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,453.94	$2,140.35	$2,422.25
Cash to close	$131,461	$28,500	$28,500