Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$310,154$310,154$351,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$40,846$0
Funding fee$0$0$0
Note rate3.920%3.920%7.400%
Blended rate4.770%5.262%7.640%
1st payment$1,601.66$1,601.66$2,430.25
2nd payment$0.00$306.34$0.00
Taxes / mo$406.75$406.75$406.75
Insurance / mo$150.00$150.00$150.00
MI / mo$239.95$239.95$70.20
HOA / mo$37.50$37.50$37.50
Total monthly$2,435.86$2,742.21$3,094.70
Cash to close$79,846$39,000$39,000